Buying your first place, moving up or refixing your rate — one adviser compares the main banks and non-bank lenders, negotiates on your behalf and structures the loan properly. Our advice is free; the lender pays us when your loan settles.
We map out your deposit, sort your KiwiSaver withdrawal and get you pre-approved — with a straight answer on what you can actually afford before you start looking.
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Moving to a bigger place or a better location? We work out how to use your existing equity and structure the new loan so the move stacks up for your family.
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Fixed term ending? Don't just accept the bank's first offer. We check the whole market and tell you whether refixing, refinancing or restructuring saves you more.
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The right split of fixed, floating and offset can shave years off your loan. We review your setup and reshape it around how you actually earn and spend.
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Progress-payment finance for new builds and major renovations, managed from consent through to completion so the money's there at every stage.
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Buy your next home before the current one sells — short-term funding with the exit planned upfront, so you're never forced into a rushed sale.
Explore bridging →
I'm Jonathan Smith, a licensed financial adviser with MapMy Financial Group. I'm not tied to any bank, so I compare the whole market and tell you what I'd do in your position. Same person from first chat to settlement.
"Jonathan took care of everything and made the process so easy — and worked hard to get us far better deals than we would have got ourselves."
— Andrew, Google reviewTell us where you're at — first home, upgrade, refix or build — and we'll find the best option in the market. Free, no obligation.