Fixed term ending, or a feeling you're paying too much? We compare the whole market and negotiate a better rate — or a smarter structure — so more of your money goes to the loan, not the bank. Our advice is free.
Moving your loan to a lender with a sharper rate can save you thousands over the term. We compare the main banks and non-bank lenders, then handle the switch for you.
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When your fixed term ends, don't just accept the bank's first offer. We check what's available across the market and negotiate on your behalf so you refix on the best terms.
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Splitting your loan across fixed and floating, or adjusting your repayments, can cut interest and give you flexibility. We structure it around your goals, not the bank's defaults.
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Rolling higher-interest debts into your mortgage can lower your total repayments and simplify your finances. We work out whether it genuinely saves you money before you commit.
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Refinancing can also free up equity to fund a renovation or extension. We help you borrow the right amount at the right rate — and keep your repayments manageable.
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I'm Jonathan Smith, a licensed financial adviser with MapMy Financial Group. I'm not tied to any bank, so I compare the whole market and tell you what I'd do in your position. Same person from first chat to settlement.
"Jonathan took care of everything and made the process so easy — and worked hard to get us far better deals than we would have got ourselves."
— Andrew, Google reviewTell us a little about your current loan and we'll check whether a better rate, refix, restructure or consolidation could save you money. Free, no obligation.