MapMy Affordability

Know if you can afford it
before you fall in love with it.

Enter your real numbers — income, tax, expenses, rent, purchase price and deposit. See your genuine surplus, true ownership cost, and whether a property purchase improves or tightens your cashflow.

3 steps
Current → Purchase → Affordability
NZ tax
PAYE + ACC calculated automatically
Free
No sign-up, no data collected
Property Affordability Calculator
For illustration purposes only. Not financial advice.
Dashed box = enter your numbers. Everything else calculates automatically.
Talk to an Adviser

Numbers look good?
Let's make it real.

The calculator gives you a clear picture. A MapMy adviser gives you a plan — the right loan structure, lender, rate, and strategy to get you from "can I afford it?" to "I own it."

Get Lending Advice →
Google Reviews

What our clients
actually say

5.0
on Google

"Jonathan is great. We recently refinanced several mortgages, and changed banks for some of them in the process. Jonathan took care of everything and made the process so easy and worked hard to get us far better deals than we would have got ourselves. I highly recommend Jonathan."

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Andrew
2 months ago via Google

"Jonathan was recommended to me by a friend who was already singing his praises and from the get go he has been amazing, super friendly and easy to talk to, he knows his stuff and will help you understand the complicated side of things. Jonathan helped me secure a loan for my first home and was so hands on and helpful during the entire confusing process."

W
William Beer
3 months ago via Google

"I recently worked with Jon on both refinancing my current home and securing financing for an investment property, and I couldn't be happier with the experience. From start to finish, Jon was professional, knowledgeable, offering great advice and promptly answering every question I asked. Highly recommend."

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Agustina Comignaghi
3 months ago via Google