MapMy Lending — Personal, Home & Business Lending NZ | MapMy Financial Group
MapMy Lending

Lending sorted, without the runaround.

Home loan, business finance or bridging — one adviser compares the main banks and non-bank lenders, then handles the application for you. Our advice is free; the lender pays us when your loan settles.

Jonathan Smith — Financial Adviser
Jonathan Smith · Financial Adviser
★★★★★ 5.0 on Google
Happy family outside their home
What We Cover

Eight kinds of lending,
one adviser

Young couple moving into their first home

First Home Loans

Own your first home sooner. Deposit strategy, KiwiSaver withdrawal and pre-approval — handled for you, with a straight answer on what you can actually afford.

Talk to us about your first home →
Family in the living room of their bigger new home

Home Upgrade Loans

Move up to the bigger home without the financial guesswork. We work out what you can buy, when to sell, and how to structure the new loan.

Talk to us about upgrading →
Row of modern residential investment townhouses

Investment Property Loans

Buy your next rental using the equity you already have. We structure the lending so the new property stands on its own and your home stays protected.

Talk to us about investing →
Couple reviewing their home loan rate letter at the table

Home Loan Refix

Fixed term ending? Don't just accept the bank's offer. We check the market and negotiate before you lock in — it costs you nothing.

Talk to us before you refix →
Adviser walking a couple through a loan structure plan

Loan Restructure

Pay your loan off faster with a structure that fits your life — the right split of fixed and floating, offset accounts, and repayments that match your income.

Talk to us about your structure →
Calculator and loan documents

Mortgage Refinance

Move your loan to a lender that treats you better. We compare the whole market and handle the switch end to end.

See how refinancing works →
New house under construction with timber framing

Construction Loans

Progress-payment finance for new builds and major renovations, managed from consent through to completion.

Talk to us about your build →
Small business owner at work in a cafe

Business Loans

Working capital, equipment finance and commercial property funding for Kiwi business owners — structured around your cash flow, not against it.

Talk to us about business lending →
Jonathan Smith with his family
Your Adviser

You deal with me — not a call centre.

I'm Jonathan Smith, a licensed financial adviser with MapMy Financial Group. I'm not tied to any bank, so I compare the whole market and tell you what I'd do in your position. Same person from first chat to settlement.

"Jonathan took care of everything and made the process so easy — and worked hard to get us far better deals than we would have got ourselves."

— Andrew, Google review
Jonathan Smith · Financial Adviser · MapMy Financial Group · Disclosure
Start Here

Get the right
lending for you.

Tell us what you need — home loan, business, construction or bridging — and we'll find the best option in the market. Free, no obligation.

We compare banks and non-bank lenders
Free advice — we're paid by the lender
Response within one business day
MMFGLending Enquiry
Step 1 of 3

We'll call within one business day — no pressure.

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