First Home Advice NZ | MapMy Financial Group

Your first home,
mapped clearly.

Start where you are. We help make sense of your deposit, KiwiSaver, lending and next steps — without asking you to have it all figured out first.

★★★★★ 5.0 on Google · FAP Licensed · FMA Registered
Jonathan Smith — Financial Adviser, MapMy Financial Group
Jonathan Smith Financial Adviser · MapMy Financial Group
A modern home in a leafy neighbourhood
Start with the numbers and documents that matter.
First-home preparation

Get ready to buy
with fewer surprises.

Build a clearer picture of your deposit, income, regular commitments and likely buying costs before you make an offer. Lender criteria and available products vary, and a lender makes the final decision.

Affordability check → Deposit forecaster → KiwiSaver review → Boarder affordability → Home loan advice → Talk through your position →
Ask a first-home question →
Time-sensitive purchase

Offer or auction date coming up?

Get advice on the information to gather, questions to put to your solicitor and conditions to consider before you commit. Timing and lending decisions depend on your circumstances and the lender.

People planning their future together
Bring the deposit, KiwiSaver and purchase plan together.
Purchase support

From deposit to
settlement questions.

Use the tools to organise your thinking, then get advice on how KiwiSaver, deposit funds, lending, solicitor steps and purchase costs fit your own plan. Your solicitor advises on the agreement and legal conditions.

Review KiwiSaver → Plan a deposit → Check affordability → Consider boarder income → Map a property plan → Ask about costs & conditions →
Get first-home guidance →
Jonathan Smith with his family
Jonathan Smith
Mortgage & Investment Adviser
Your first-home conversation

I'm Jonathan Smith —
your adviser
for the questions ahead.

Buying a first home can involve a lot of moving parts: saving a deposit, checking KiwiSaver, understanding lending requirements and knowing what happens once you find a property.

As a Financial Adviser at MapMy Financial Group, I can help you prepare the lending side, understand the information a lender may need and work through your questions at your pace. Your lender assesses the application; your solicitor advises on the contract and legal process.

"A clearer plan makes the next question easier to ask."

What we can cover

  • Your deposit, KiwiSaver and first-home timeline
  • Lender information, criteria and application preparation
  • Offer conditions, solicitor questions and buying costs to plan for
Read my story
General MMFG client feedback

What MMFG clients
actually say

5.0 on Google
"Jonathan is great. We recently refinanced several mortgages, and changed banks for some of them in the process. Jonathan took care of everything and made the process so easy and worked hard to get us far better deals than we would have got ourselves. I highly recommend Jonathan."
A
Andrew
2 months ago via Google
"Jonathan was recommended to me by a friend who was already singing his praises and from the get go he has been amazing, super friendly and easy to talk to, he knows his stuff and will help you understand the complicated side of things. Jonathan helped me secure a loan for my first home and was so hands on and helpful during the entire confusing process."
W
William Beer
3 months ago via Google
"I recently worked with Jon on both refinancing my current home and securing financing for an investment property, and I couldn't be happier with the experience. From start to finish, Jon was professional, knowledgeable, offering great advice and promptly answering every question I asked. Highly recommend."
A
Agustina Comignaghi
3 months ago via Google
Choose your starting point

One first-home question, or
your full buying plan.

Start with the part that feels most pressing, or bring your deposit, KiwiSaver, affordability and purchase timeline into one conversation.

One question first

Need to understand KiwiSaver, your deposit, lender information or what to ask before an offer? Begin there.

Deposit · KiwiSaver · lender criteria

Map the whole purchase

Bring together affordability, savings, lending preparation, likely costs and the steps around making an offer.

One adviser · one plan · your next stage
Start before you offer Ask practical questions Plan for costs and conditions
First-home support

Map your
first-home stage

Tell us what stage you are at and the question you want to work through. We will use your details to arrange a conversation.

Talk through your first-home stage and timeline
Prepare for lender information and criteria
Understand where KiwiSaver may fit
List the costs, conditions and solicitor questions to plan for
MMFG
By submitting, you agree to our Privacy Policy. Lending is subject to lender assessment, and your solicitor can advise on legal conditions and settlement.